Try our api. About HPI. What is an HPI Check. Trade Login. Get the facts If you own a car or want to buy or sell, HPI has you covered. Choose an option Instant HPI check. Free car valuation. Quick MOT check. Simple TCO check. Go That registration doesn't appear to be valid. HPI Check — the original vehicle history check.
We check for previous accident damage, tell you if the car has been written off and the extent of the damage according to the insurer. We have a dedicated team of experts available 7 days a week to take your call. Important: Beware of imitation car checker services that claim to offer car checks for free.
Any company offering a free HPI Check will not be providing you with the genuine article. Stolen car check Is the vehicle currently recorded on the Police National Computer as stolen? Find out more. Insurance Write-Off Has the vehicle been too badly damaged to be repaired economically or safely; has the insurance company declared it a total loss?
Outstanding Finance Is there an outstanding loan or finance agreement secured on the car? Logbook Check V5C details required Ensure the logbook is legitimate and the most recent issue by entering the V5C Number and Date you were provided and letting us cross check it Find out more. But how will you know if the car has outstanding finance or been in an accident? You could be left out of pocket for a car that is either illegal to use, or might actually still belong to a lender or finance company.
HPI has identified that 1 out of every four cars checked will have had the number plates changed and more than 1, insurance write-offs are uncovered every day. Getting a full report on the history of a vehicle is useful in other ways, too. You can check the MOT status and history of any vehicle online.
The HPI Check also includes vehicle identification data, previous owners, registration plate changes, previous colours, and mileage verification. Roughly 1 in 16 cars checked by HPI have a mileage discrepancy. A HPI Check will run through all historic records and tell you whether a car is being sold legally and legally allowed to be driven on UK roads.
Or other discrepancies that may just need additional research before you spend any money. A HPI Check is a comprehensive vehicle history report which goes through more than 80 data points about a car. They include:.
Stolen Car Check : When a car is reported as stolen, the registration details are added to the Police National Computer. The HPI Check will include this information.
Outstanding Finance: If money is still owed on the car, then the lender or finance company will legally own it until the debt has been paid. So the registered keeper on the logbook might not actually be the owner. If you buy that car without realising, and fail to make payments, you might lose your vehicle, and the money you paid for it. If you do buy a car that still has finance outstanding, not only is it illegal for the vendor to sell the car, but the finance company which technically owns the car while the finance is being repaid can repossess the vehicle, irrespective of the fact that you've bought it.
That means you'll be out of pocket and without your new car, and there's not a lot you can do about it. HPI extended its reach further in the s by adding crash history data supplied by insurance companies. Checking for a write off is essential, as cars with damage are worth less and may have been repaired badly. Using the identity of a write off is also a common way to disguise a stolen car. These days, with so much information stored online, HPI claims that its check accesses 80 different data points to help make sure a car comes with no hidden surprises.
When you pay for a vehicle history report, it will provide information in the following areas:. Also bear in mind that a stolen car could have been disguised to hide its identity. So check the chassis number from a number of locations — you can look online to see where to find them for a particular model as well as the registration.
Of course, if you are buying privately from somebody with a car you already know well, then an HPI Check isn't quite as critical. There are also cheaper alternatives to HPI checks which allow you to tailor the check to what you need.
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